Steve Zippin, ABR, CRS, M.Ed.
Keller Williams Realty Boston Northwest | 978-580-9140 | team@stevezippin.com


Posted by Steve Zippin, ABR, CRS, M.Ed. on 7/19/2016

 



   Buying your first home should be an exciting experience. Unfortunately, however, some first time homeowners would confess the term 'stressful' would be a more appropriate description for such an exploit. 

   Despite the rumors, there is no need to be intimidated as a first time buyer if you take the initiative to prepare yourself for the process beforehand.

Be proactive.

Contact three separate mortgage brokers. The point of contacting multiple mortgage companies being to discover all of your available financing opportunities. Shop around for different rates and different options. Some banks offer VA financing, while others do not. Some banks offer mortgages specifically for first time buyers. You wouldn't purchase smaller items, such as a laptop, without doing your research. Your future home should be no different. Don't settle for the first option you're offered.

Educate yourself.

The information you need to prepare yourself for the buying process is out there! Some mortgage brokers or real estate attorneys offer educational seminars for first time buyers. Search for a seminar in your community!

Don't settle.

Realize what some home-seekers have overlooked or misunderstood in the past, there's no cost for you, as a buyer, to have a buyer's agent. Using a buyer's agent will keep your best interests in mind and will benefit you in the long run. Interview a few different real estate agents in order to find someone you are comfortable with.Most real estate agents, including myself, would be happy to sit down and simply have a conversation with you! 


Let's work together to make this process a great one!





Posted by Steve Zippin, ABR, CRS, M.Ed. on 11/6/2015

Some people think that bigger is better even when it comes to buying a home. Before you buy the biggest house your budget allows you may want to consider if the size of the home is what will make you a happy homeowner. Besides the size of the home there are many other factors to consider, here are a few things you may want to think about when buying: Your Commute Often times a bigger home is one that has a longer commute. So would you choose a bigger home over a shorter commute? When considering a longer commute most home buyers significantly underestimate the negatives of a long commute like high stress levels, poorer health, and less active social lives.  Swiss economists, Bruno Frey and Alois Stutzer coined what they call “the commuters paradox”. They found that someone with a one-hour commute must earn 40% more money than someone who walks to work to be as satisfied with life. Community Another thing that can affect buyer satisfaction is the quality of a surrounding community Think about the community your home would be in. Is it a subdivision? Do you have to drive to get places? How far away are neighbors or stores? Walkable communities have more active residents, they are better for the environment and help us save money too. Studies have shown residents of a walkable neighborhood on average weigh 6 to 10 pounds less than someone in a car-dependent one. Walkable neighborhoods also give us more opportunities for social interaction. The more neighbors walk around the more involved they are in the community. Ultimately the more community involvement the happier people are.        







Steve Zippin, ABR, CRS, M.Ed.