Steve Zippin, ABR, CRS, M.Ed.
Keller Williams Realty Boston Northwest | 978-580-9140 | team@stevezippin.com


Posted by Steve Zippin, ABR, CRS, M.Ed. on 7/19/2016

 



   Buying your first home should be an exciting experience. Unfortunately, however, some first time homeowners would confess the term 'stressful' would be a more appropriate description for such an exploit. 

   Despite the rumors, there is no need to be intimidated as a first time buyer if you take the initiative to prepare yourself for the process beforehand.

Be proactive.

Contact three separate mortgage brokers. The point of contacting multiple mortgage companies being to discover all of your available financing opportunities. Shop around for different rates and different options. Some banks offer VA financing, while others do not. Some banks offer mortgages specifically for first time buyers. You wouldn't purchase smaller items, such as a laptop, without doing your research. Your future home should be no different. Don't settle for the first option you're offered.

Educate yourself.

The information you need to prepare yourself for the buying process is out there! Some mortgage brokers or real estate attorneys offer educational seminars for first time buyers. Search for a seminar in your community!

Don't settle.

Realize what some home-seekers have overlooked or misunderstood in the past, there's no cost for you, as a buyer, to have a buyer's agent. Using a buyer's agent will keep your best interests in mind and will benefit you in the long run. Interview a few different real estate agents in order to find someone you are comfortable with.Most real estate agents, including myself, would be happy to sit down and simply have a conversation with you! 


Let's work together to make this process a great one!





Posted by Steve Zippin, ABR, CRS, M.Ed. on 3/24/2016

 Buy 

      



     A common misconception amongst the general public is that using a real estate agent when purchasing a home will be costly. What consumers don't realize is that they won't actually be saving themselves any money by foregoing the use of a buyer's agent.
    
     Buyers may inaccurately assume that they'll get a better deal by working directly with the listing agent of a specific property they're interested in, rather than by adding a buyer's agent to the mix. 

     This belief is grounded in the ideology that if there's only one agent involved, only one agent is being paid. While this is true, the money-saving theory behind this type of one-agent-transaction is being misconstrued. There is, in fact, only one agent being paid, in this case the listing agent, however, this agent will receive the full commission from both sides of the negotiation. The same monetary value is wielded whether one agent or two agents are involved in the contract making this alleged shortcut inconsequential.

     The drawbacks of dealing directly with a listing agent as a buyer, are however, substantial. The listing agent is contractually obligated first and foremost to the seller. The listing agent represents the seller's best interests by law. By hiring a buyer's agent, buyers are actively ensuring that their best interests are not an afterthought, and are on the contrary, of the utmost importance to their agent.

     If you are a potential buyer, looking to purchase a new home or make a real estate investment, allow a real estate agent to act on your behalf. A successful buyer's agent is not only obligated, but happy to hold you, the buyer, as his or her number one priority in every part of the purchasing process. As your buyer's agent, my job would be to help you, help you. 

How can we help you today? :)



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Steve Zippin, ABR, CRS, M.Ed.